About us
Data Analytics,
with a difference
Vision
Our vision is to de-risk the financially excluded by increasing their access to affordable, fair, and responsible financial services and by strengthening last-mile institutions.
Mission
We are on a mission to provide an easy-to-use scalable risk-scoring and impact-tracking digital tool, which can be used for equipping unbanked and underserved rural population to benefit from formal financial services and for providing credit to the small, micro and nano enterprises.

Core Values
We do what is right and ethical
We care for our clients, our partners, and our teams
We work together, across boundaries, to meet the needs of our clients and believe in
collaboration to achieve our goals
We believe in being open, honest and transparent
- We encourage creativity and out of the box thinking. We give everyone an opportunity to
innovate, take calculated risks and find better ways of doing things
We are purpose-driven. We help our partners and clients solve their challenges and track
impact.
Our Story
DART™ was initially developed as part of a social fintech start-up, Village Invest Inc, which delivered low-cost, high-quality loans through an online crowd-lending platform.
Having worked with the world’s poorest people for the better part of our lives, we believe passionately that access to credit, coupled with financial literacy, business planning, and the support of inclusive community-owned financial organizations, can transform lives of the borrowers and the communities to which they belong.
2018-2019
Manual field testing initiated in Rajasthan in partnership with SRIJAN
2019-2020
Initiated and completed development of digital tool based on lessons learned in Rajasthan
2021
Validation and testing of data analytics tool in Tamil Nadu
2022-2023
DART™ soft launch. Signed contracts with Tamil Nadu’s Enterprise Innovation Institute (EDII) and Organisation for Development Action (ODA) to conduct pilot for women entrepreneurs in rural areas.

Leadership Team

DARTTM is the brainchild of our founder Meena Munshi. Meena has three decades of development experience in the World Bank in designing and managing development programs. She has been a change agent within the World Bank, and has spent the last 30 years testing and scaling up of an innovative, bottom-up and results-focused rural development and livelihood model.
Founder & CEO

Prof. Suresh
Professor of Economics , Department of Humanities & Social Sciences, Developmental Economist, at IIT Madras. Prof. Suresh's focus areas are applied microeconomics, model and data science. He
brings in decades of experience in evidence based impact assessments.
Co-Founder

Professor of Finance & Accounting, Head of Department of Management Studies at IIT Madras; Adjunct Faculty at the Asian Institute of Technology, Thailand Prof. Arun’s focus areas are
accounting, corporate valuation, project finance and governance.
Co-Founder
Advisory Team

Mr. Arjun is the Founder and Managing Director of Grow XCD FinTech. A Finance and Banking leader with experience of leading multiple teams and projects. He brings in expertise in rural retail
lending, business strategy, market and business due diligence.
Advisor

Ms. Neha is the President and Co-founder of GEP, a global provider of strategy, software and management services to enterprise supply chain management and procurement at Fortune 500 and
Global 2000 companies.
Advisor

Mr. Henry K. Bagazonzya has four decades of experience as technical advisor and in management positions in private sector and rural development. He also has worked as Senior Advisor to several
donor organisations (United Nations), regional organizations (African Development Bank) and governments in Africa, Asia and South America. His focus was on rural development and access to
responsible and inclusive financial services.
Advisor

Dr. Gamini Batuwitage is a visionary leader and passionate about changing the lives of the poor and building an inclusive development model. He has more than three decades of experience
working in senior positions in the Government of Sri Lanka and leading rural development portfolio.
Advisor
Board Members

DARTTM is the brainchild of our founder Meena Munshi. Meena has three decades of development experience in the World Bank in designing and managing development programs. She has been a change agent within the World Bank, and has spent the last 30 years testing and scaling up of an innovative, bottom-up and results-focused rural development and livelihood model.
Founder & CEO

Mr. Narayan is the Founder and Executive Director of BuildHR Management Consultants. He specializes in Behavioural Science and is a Post Graduate in social work.
Board Director

Mr. Gupta is the Managing Director of Safal Solutions P Ltd. and Executive Director at Saral Services. His focus is to apply technology for social development.
Board Director
Our Team

Ms. Meena Munshi
Founder & CEO

Ms. Shereen Kaul
HR & Data Quality Manager

Mr. Tulsi Dashsharma
Data Analytics-Intern

Ms. Sabzar Moza
DART Analyst, Delhi office